BERKLEY LIFE SCIENCES
The Company respects the privacy of its customers and business partners, and is committed to protecting the confidentiality and security of nonpublic personal information (hereinafter “Information”) in accordance with applicable laws and regulations. We want you to understand how and why we collect, use, and disclose the information we obtain about you.
Why We Collect and How We Use Information:
The Company collects and uses Information for business purposes with respect to our insurance products and services and other business relations involving our customers. We gather this Information to evaluate requests for insurance, to evaluate insurance claims, to administer, maintain or review insurance policies, and to process insurance transactions. We also accumulate certain Information about customers and business partners as may be required or permitted by law or by agreement. The customer’s insurance agent or broker also collects this Information and may use it to help with the overall insurance program or to market additional products and services. We may also use Information to offer other products or services that the Company provides.
How We Collect Information:
Most Information collected by the Company is provided by customers or their insurance agents or brokers. We obtain Information from (i) applications or other forms submitted by customers, their insurance agent or broker or their authorized representatives to the Company, and (ii) customer transactions with the Company. We may also obtain Information from other sources such as (i) consumer reporting agencies, (ii) other institutions or information services providers, (iii) employers, (iv) other insurers, or (v) customer family members.
Information We Disclose:
We disclose any Information which we believe is necessary to conduct our business as permitted by applicable law or where required by applicable law. This disclosure may include (i) Information we receive from customers on applications or other forms provided to the Company, such as names, addresses, Social Security numbers, assets, employer information, salaries, etc. (ii) Information about customer transactions with the Company, such as policy coverages, premiums, payment history, etc., and (iii) Information we receive from a consumer reporting agency, such as credit worthiness and credit history.
To Whom We Disclose Information:
The Company may, as permitted or required by applicable law, disclose customer Information to nonaffiliated third parties, such as (i) an insurance agent or broker, (ii) independent claims adjusters, (iii) insurance support organizations, (iv) processing companies, (v) actuarial organizations, (vi) law firms, (vii) other insurance companies involved in an insurance transaction with customers, (viii) law enforcement, regulatory, or governmental agencies, (ix) courts or parties therein pursuant to a subpoena or court order, or (x) businesses with whom we have a marketing agreement. We may share Information with affiliates of the Company so that they may offer products and services or analyze our book of business and consolidate necessary Information. We do not disclose Information to other companies or organizations not affiliated with us for the purpose of using Information to sell their products or services. For example, we do not sell customer names to unaffiliated mail order or direct marketing companies.
How We Protect Information:
Correction and Access to Information:
Upon our receipt of a customer’s written request to the Company Privacy Officer at 200 Princeton South Corporate Center, Suite 250, Ewing, NJ 08628, we will generally make available Information for review. If the customer believes the Information we have is incorrect or inaccurate, they may request that we make any necessary corrections, additions or deletions. If we agree with their belief, we will correct our records if required by applicable law. If we do not agree, they may submit to us a short statement of dispute, which we will include in any future disclosure by us of such Information if required by applicable law.
Requirements for Privacy Notice:
NEW YORK CONFIDENTIALITY PROTOCOLS
FOR VICTIMS OF DOMESTIC VIOLENCE AND ENDANGERED INDIVIDUALS
New York Insurance Law Section §2612 prohibits insurers from taking certain actions against a person solely on the basis that he/she is a victim of domestic violence and requires insurers to establish certain confidentiality protocols for these individuals. Specifically, this law states that if a victim of domestic violence covered by an insurance policy delivers to the insurer that issued the policy, a valid order of protection against the policyholder or other person covered under the same policy, the insurer is prohibited for the duration of the order from disclosing to the policyholder or other covered person the address and telephone number of the victim, or of any person providing covered services to the victim. If the victim is a child, then the confidentiality rights established by this law also extend to the parent or guardian of the child.
If you are a victim of domestic violence and are covered by an insurance policy issued by us, you may provide us with an alternate address, telephone number or other method of contact. If you have a valid order of protection against another person covered by the same insurance policy issued by us, then you may provide us with a copy of the order, asking that we not disclose your contact information to such other person.
Any alternate contact information or order of protection may be sent to us by sending that information to the following address:
Chief Compliance Officer
W. R. Berkley Corporation
475 Steamboat Road
Greenwich, CT 06830
Updated: October26, 2015