Legal and Licensing Information	This is a link to the W. R. Berkley Corporation website. This link provides certain identifying or licensing information as well as disclaimers regarding the terms and availability of products.
Terms of Use	This is a link to the W. R. Berkley Corporation website. This link provides basic terms and conditions that you agree to in order to view information or use any other features of this website.
Privacy Policy	This policy describes data collection and use of nonpublic personal information including social security numbers. It also includes our New York Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals.
Online Privacy Policy	This is a link to the W. R. Berkley Corporation website. This link describes the manner in which the website will collect, use, disclose and protect any information provided by a website user, and the New York Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals. By using this website you agree to the terms and conditions.
Special Disclaimer and Copyright - Resources and Risk Management Material Provided on this Website	This link describes certain permissions, restrictions and limitations regarding the use of risk management and other material or any products or services displayed, referenced or available on or through this website.
Helpline Terms of Use	Describes the terms of use related to using our Elite Defense Network Helpline.

© 2014 by Berkley Life Sciences, a Berkley Company. All rights reserved.

---

If you have any questions please contact the Legal Department at Berkley Life Sciences.