• Up to $15M in limits

• Bodily injury, property damage, and medical monitoring expenses 

• Coverage for mental anguish without physical injury, explant expenses, and products subject to Enforcement Discretion (not yet FDA approved) 

• Punitive damages coverage - full limits where allowable by law 

• Worldwide liability and defense coverage for companies selling products in the U.S. and globally, and for service organizations working on behalf of life science clients 

Watch our video for more information on key features and highlights about Designated Products or Substances Exclusion.

Broad, blanket clinical trial coverage available, including:

• Personal and advertising injury liability

• Abuse and molestation liability

• Medical monitoring coverage

• No-fault medical expense 

Worldwide coverage territory is standard. Locally admitted policies are also available in numerous countries

Watch our video for more information on key features and highlights about the Clinical Trial Liability Coverage.

• Broad definition of economic injury - negligence not required 

• Designed for both medical product and service organization, including telemedicine providers 

• Covers third-party recall loss by customers, including Class II and III recall expenses 

• Unique coverage for customer-supplied material loss caused by manufacturing process errors

Watch our video for more information on key features and highlights about the E&O Liability Coverage.

• Comprehensive expense coverage to help mitigate the risk posed when products are the subject of Class I Recalls

• Product Shortage Loss Liability—third party insurance that addresses damages and defense expenses associated with claims alleging bodily injury resulting from a product shortage. 

• Shortage Management and Medical Monitoring Expense—first party insurance that reimburses the policyholder for expenses incurred to respond to the FDA, monitor customers’ health conditions throughout the shortage, and even locate stolen or counterfeited product.