Commercial Auto

Whether you own or lease a fleet of vehicles, rent vehicles while travelling, or your employees occasionally use their own cars for work, automobile insurance is a critical part of any commercial insurance program.  In addition to each state having mandatory minimum financial responsibility laws, automobile accidents can result in significant liability for a company, either through bodily injury or property damage claims.  Selecting appropriate limits and coverages is an important decision when crafting your risk management program to protect the assets of your company.  LS Prime® can be scaled to meet your automobile insurance needs.

Basic coverages include:

  • Property damage for your vehicle
  • Bodily injury and property damage liability
  • Personal injury protection
  • Uninsured motorist coverage (optional, depending on state laws)

Key coverage endorsements of our commercial insurance program include:

  • Blanket additional insured - lessor
  • Employees as insureds
  • Fellow employee coverage
  • Employee hired autos
  • Rental car reimbursement